Discovery Benefits Debit Card helps you avoid out-of-pocket costs.
Pay for qualified expenses directly from your flexible spending account(s).
It works seamlessly:
- Card is swiped as you make your purchase.
- Information is sent directly to Discovery Benefits.
- Hang on to your receipt.
If you’ve made a purchase at an IIAS merchant you need do nothing further to verify your purchase. Eligible merchants
Other purchases will need verification for the IRS (also called substantiation).
The Discovery Benefits Debit Card:
- Is accepted at all eligible health care or IIAS merchants
- Eliminates need to substantiate purchases made at IIAS merchants
- Saves time – there’s no waiting for reimbursement
- Makes transactions more convenient
- Improves cash flow
- Eliminates out-of-pocket expenses
Use your Discovery Benefits Debit Card at:
- Doctor’s offices
- Pharmacies with IIAS
- Orthodontists
- Hospitals
- Approved 90% merchants
Helpful hint on using your card:
Don’t use the card for amounts that still need to be processed by insurance, such as deductibles and coinsurance. When you receive your final statement from the provider showing insurance has been paid, write your Discovery Benefits Debit Card number on the statement and mail it to your provider.
Enrolled in a Limited Health FSA?
You can use your Discovery Benefits Debit Card for dental and vision and/or preventative expenses only. If your plan allows, once you meet the statutory deductible set by the IRS, you may use your Limited Medical FSA (although not your card) for all eligible IRS expenses. Check your plan description for details about the Limited Medical FSA.